Unleash better payments
Get low rates, fast payouts and no lock-in contracts. Keep your clients happy and more of your money.
Get Started
Here is exactly how Lopay makes your pet business more profitable the minute you switch.
Start with an unbeatable 0.79% processing rate
Lopay
0.79%
SumUp
1.69%
myPOS
1.33%*
Square
1.75%
*Effective rate based on an average transaction of £30 (1.10% + £0.07 per transaction), rate varies with transaction value. All rates, fees and competitor pricing shown were accurate at the time of publication. Competitor pricing may change without notice.
Reduce fees to 0% when you use your Zero card for your pet business expenses.
Every time you pay for stock, supplies or the day-to-day expenses your business runs on, you could be wiping out your card fees. For every £1 you spend on the Lopay Zero card, we process £1 of your takings at exactly 0%. Your everyday spending offsets your processing costs.
Accept all popular payment methods
Offer customers chip & pin, contactless cards, Google Pay, Apple Pay, and NFC-enabled wearables. You can also log cash payments via the Lopay app so you can track all your income in one place. With such a variety of ways to take payment, you'll look professional and never have to worry about getting paid.
Take payments in style
Be confident that you can accept payments quickly and securely with our stylish, advanced card readers. Simple to use, there's no room for confusion so you can give a quality service every time.
Boost your repeat business
Ramp up visit frequency and sales effortlessly with our card-linked loyalty system coming soon to Business Terminal. Try with a 3 month free trial. After that, it's just £15.00 per month, per device. No mess, no stress, just a hassle-free way to reward customers and keep them coming back!
Instant cash advance for unexpected costs
A sudden bill, a broken piece of kit, or the chance to expand should not have to wait. With Lopay, eligible businesses can access a cash advance through the app. No long forms. No separate bank transfer. Receive funds, and repay through your future Lopay takings. It gives you a practical safety net for new equipment, restocking, unexpected repairs or other costs that can't wait.
Accept every payment, effortlessly
Whether it's Chip & PIN, contactless, cash, Apple Pay, Google Pay or NFC wearables, we've got you covered.
Tap to Pay
Turn your smartphone into a card reader for quick in-person payments.
No upfront fee
No contract, no minimum term.
Transaction fees apply + 8p
Card Reader
Take PIN and contactless payments on the go with a reliable card reader.
Upfront fee of £35 + P&P
No contract, no minimum term.
Transaction fees apply
Business Terminal
A WiFi-enabled touchscreen device to take payments in style.
£15 per month + P&P
12 month rental plan + auto-renewal.
Transaction fees apply
Accept every payment, effortlessly
Tap to Pay
Turn your smartphone into a card reader for quick in-person payments.
No upfront fee
No contract, no minimum term.
Transaction fees apply + 8p
Card Reader
Take PIN and contactless payments on the go with a reliable card reader.
Upfront fee of £35 + P&P
No contract, no minimum term.
Transaction fees apply
Business Terminal
An all-in-one terminal. A sleek, no-wires, touchscreen design.
£15 per month + P&P
12 month rental plan + auto-renewal
Transaction fees apply
Free POS app
The Lopay POS app makes navigating checkout effortless. Charge custom amounts. Add, manage and sell unlimited products and stay on top of what's selling with easy to understand reports via the sleek business terminal, your mobile or tablet.
Everything you need to drive better payments and grow your business
Smart tipping
Boost your chances of getting a tip with Lopay. Smart tipping automatically prompts passengers to tip an appropriate amount.
Dashboard view
View and export reports, or create and manage Payment Links directly from your computer via the Lopay Portal.
Smart receipts
Send instant email & SMS receipts with your logo for a professional touch. Improve your service reputation by using the promotional field* to encourage reviews or link to your preferred site.
Team accounts
Add colleagues to your account so they can securely take payments on your behalf. You'll never have to worry about business during your time off.
Accounting tools
Seamlessly track all transactions and make bookkeeping a dream with automatic sync to Quickbooks & Xero.
Financial reports
Spend less time worrying about cash flow. Get an instant overview of your finances with easy-to-understand sales reports.
Stay on top of your business and help your business grow
Smart tipping
Boost your chances of getting a tip with Lopay. Smart tipping automatically prompts passengers to tip an appropriate amount.
Dashboard view
View and export reports, or create and manage Payment Links directly from your computer via the Lopay Portal.
Team accounts
Add colleagues to your account so they can securely take payments on your behalf. You'll never have to worry about business during your time off.
Accounting tools
Seamlessly track all transactions and make bookkeeping a dream with automatic sync to Quickbooks & Xero.
Smart receipts
Send instant email & SMS receipts with your logo for a professional touch. Improve your service reputation by using the promotional field to encourage reviews or link to your preferred site.
Financial reports
Spend less time worrying about cash flow. Get an instant overview of your finances with easy-to-understand sales reports.
Secure payments, powered by Stripe, which provides payment and e-money services under its UK FCA authorisation.
Our robust security features help build trust with your customers. Lopay is powered by Stripe, whose infrastructure processes trillions of pounds in payments and is PCI compliant, so you can be confident every transaction is in safe hands.
Join thousands of other pet businesses taking praising Lopay
Vasile Pop, Apr 21, 2026
The best POS which I ever used
This is the best POS which I ever used. Is very easy, very fast and the app of LOPAY is very simple and reliable. I never had issues with the payments...
Antony Di Cesare, Apr 15, 2026
Nice and easy to use
Nice and easy to use, option of when payouts recieved, and great rates.
Caitlan, Apr 15, 2026
Highly recommend
I came from sumup, lopay has the lowest transaction fee that I know of and have always had good customer service, friendly. Cannot fault them...
Ellie, Nov 26, 2025
Its low upfront cost
Its low upfront cost, lack of monthly fees, flexible options and user-friendly setup make it especially attractive to small-scale users or businesses just starting...
Andrew, Apr 21, 2026
Very reliable service…
Very reliable service very professional Lopay is the way forward 100% recommend 👍🏻
Dany Hancock, Oct 8, 2025
So easy to use
So easy to use, cheap fees. Would definitely recommend!
Charlotte, Nov 26, 2026
So easy to use
So easy to use, setup was faltless, and the option to borrow is a great addition, it helped me set up my new salon with ease, thank you.
AMY Husbands, Nov 4, 2025
Good
Good card machines! Instant withdrawal, always getting fee free payments just, good incentives for inviting friends to join, for great all round. Definitely recommend
Vasile Pop, Apr 21, 2026
The best POS which I ever used
This is the best POS which I ever used. Is very easy, very fast and the app of LOPAY is very simple and reliable. I never had issues with the payments...
Antony Di Cesare, Apr 15, 2026
Nice and easy to use
Nice and easy to use, option of when payouts recieved, and great rates.
Caitlan, Apr 15, 2026
Highly recommend
I came from sumup, lopay has the lowest transaction fee that I know of and have always had good customer service, friendly. Cannot fault them...
Ellie, Nov 26, 2025
Its low upfront cost
Its low upfront cost, lack of monthly fees, flexible options and user-friendly setup make it especially attractive to small-scale users or businesses just starting...
Ready to give it a try?
Download the Lopay app for free, with no upfront fee, no contracts, commitments or monthly fees when you sign up. Take a look around the app to see what Lopay can do for your business!
