Instant access to your money with Expense & Rewards Card

Got an unexpected expense? Take away the stress with instant access to your money and make waiting for payouts a thing of the past.

Instant access to your money with Expense & Rewards Card

Expense & Rewards card

With Essential and Standard Accounts, get instant access to your earnings with the Lopay Expense & Rewards Card.

$0

Account setup

$0

Monthly fee

Zero

Contracts

No more waiting for payday

As independent entrepreneurs and small business owners, you shouldn’t be shackled to a payday. With the Lopay Expense & Rewards card, we give you instant access to your money to help with all those pesky, unexpected expenses.

No more waiting forpayday

Manage your money all in one place

Track your earnings and expenses all in one place giving you visibility, peace of mind and total control of your money.

Manage your money allin one place

Get rewarded every time you spend

Every time you use our Expense & Rewards Card, we’ll reduce the fees you pay on customer transactions! So, spend $100 on the Expense & Rewards Card, and you’ll get no fees on the next $50 of transactions when on the Standard Account or $10 if you’re on the Essential Account. Rewards T&Cs apply.

Get rewarded every time you spend

See your fees reduce and savings grow

Watch your savings grow right from within the Lopay app. We’ll help you keep track of the savings you’ve already made, and those to come and share helpful tips on how to get no fees on even more transactions.

See your fees reduce and savings grow

Award-winning technology you can rely on

UK Business TECH AWARDSFintech Innovator of the YearMost Impressive GrowthTech Company of the Year MediumBest Tech Start-UpPayments AwardsBest Mobile Payments SolutionPayments Start-Up of the YearMost Disruptive Payments TechnologyBest Merchant Acquirer or Processor

Award-winning technology you can rely on

UK Business TECH AWARDSPayments AwardsFintech Innovator of the YearMost Impressive GrowthTech Company of the Year MediumBest Tech Start-UpBest Mobile Payments SolutionPayments Start-Up of the YearMost Disruptive Payments TechnologyBest Merchant Acquirer or Processor

Get all this and more

Lopay gives you all you need to manage your in-goings and out-goings securely alongside 24/7 world-class, PCI-level protection over your money via Stripe.

Card types

Card types

A virtual or physical card, you decide! We have card types no matter how you want to pay.

Digital wallets

Digital wallets

Add your card with ease to Apple Wallet on iOS or Google Wallet on Android.

Expenses

Expenses

Add receipts, categories and notes to any payment you make.

Spend reports

Spend reports

Track your spending with downloadable reports and extensive filters.

Security

Security

Keep your money safe and secure with PIN and FaceID.

Freeze your card

Freeze your card

It’s quick to freeze your card and report a lost or stolen card within the app.

Ready to give it a try?

The Lopay app is free to download, with no upfront fee, no contracts, commitments or monthly fees when you sign up. Take a look around the app to see what Lopay can do for your business!

App Store
Google Play

Frequently asked
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