Get low rates, cash out when needed, and streamline payments to save time and satisfy customers.
Get StartedStart with an unbeatable 0.79% processing rate
*Effective rate based on an average fare of £12 (1.10% + £0.07 per transaction), rate varies with transaction value.
All rates, fees, and competitor pricing information shown were accurate at the time of publication (June 2026). Competitor pricing may change without notice.
Every time you fill up at the pump, you could be eliminating your card fees. For every £1 you spend using the Lopay Zero card on fuel, maintenance, or daily essentials, we process £1 of your fares for exactly 0%. Your necessary daily expenses actively wipe out your processing costs.
Allow passengers to pay on card, but still keep more of your money. Lopay has low fees, no monthly costs and zero lock-in contracts, making it easy for you to take control of your payments. No nasty surprises, just the power to maximise your income with each trip.


Use Lopay to ensure reliable & speedy payments that keep everyone smiling. Our system is designed for speed & stability, ensuring payments go through smoothly - whether it’s in bustling city centres or quiet country roads- so you can keep your focus on the road and your passengers happy.
A sudden garage bill could take your taxi off the road at the worst possible time. With Lopay, eligible drivers can access a cash advance through the app. No long forms. No separate bank transfer. Receive funds, and repay through future Lopay takings. It gives drivers a practical safety net for repairs, tyres, MOT work or other costs that can’t wait.
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Whether it's Chip & PIN, contactless, cash, Apple Pay, Google Pay or NFC wearables, we've got you covered.

Turn your smartphone into a card reader for quick in-person payments.
No upfront fee
No contract, no minimum term.
Transaction fees apply + 8p

Take PIN and contactless payments on the go with a reliable card reader.
Upfront fee of £35 + P&P
No contract, no minimum term.
Transaction fees apply

Log cash payments via the Lopay app to track all your income in one place.
No upfront fee
No contract, no minimum term.
No Transaction fees
0.79% per transaction
Designed for new or part-time drivers. Clock out every Thursday with a bigger wallet. Your week’s hard graft gets paid out like clockwork.
0.99% per transaction
Perfect for full-time drivers looking to streamline their earnings. Finish shifts today, and see your money in your bank tomorrow. Next day payouts keep your finances moving as fast as your workdays.
1.79% per transaction
Ideal for drivers who want their cash in the bank immediately. You drive, you earn, you get paid instantly, even on Sundays or bank holidays - because you shouldn't have to wait.Every time you use our Expense & Rewards Card, we’ll reduce the fees you pay on customer transactions! Currently, spend £100 via your Expense & Rewards Card, and you’ll pay no fees on the next £100 of transactions you process.

Boost your chances of getting a tip with Lopay. Smart tipping automatically prompts passengers to tip an appropriate amount.
Track all transactions for a clear and easy overview of your financial health. Understand and optimise your trip patterns to make the most of your time on the road.
Lopay leverages Stripe payments which handled $1 trillion in total payment volume in 2023 and is PCI compliant, ensuring safe transactions.
Send instant email & SMS receipts with your logo for a professional touch. Improve your service reputation by using the promotional field to encourage reviews or link to your preferred site.