Accelerate your taxi & private hire earnings

Get low rates, cash out when needed, and streamline payments to save time and satisfy customers.

Get StartedLopay is rated Excellent on Trustpilot with over 2,000 reviews and a 4.8-star rating

Here is exactly how Lopay makes your cab more profitable the minute you switch.

Start with an unbeatable 0.79% processing rate

Lowest Rate

Lopay

0.79%

per transaction

SumUp

1.69%

per transaction

myPOS

1.68%*

per transaction

Square

1.75%

per transaction


*Effective rate based on an average fare of £12 (1.10% + £0.07 per transaction), rate varies with transaction value.
All rates, fees, and competitor pricing information shown were accurate at the time of publication (June 2026). Competitor pricing may change without notice.

Reduce fees to 0% when you use your Zero card for fuel & expenses

Every time you fill up at the pump, you could be eliminating your card fees. For every £1 you spend using the Lopay Zero card on fuel, maintenance, or daily essentials, we process £1 of your fares for exactly 0%. Your necessary daily expenses actively wipe out your processing costs.

Lopay Savings Calculator
Monthly card takings
£2,000
£500£10,000
Monthly fuel & expense spend
£0
£0£10,000
Your current fees
at ~1% per transaction
£20/mo
£240 per year
Your Lopay fees
Effective rate: 0.79%
£16/mo
£192 per year
Your monthly saving
£4/mo
£48 per year
Monthly card takings
£2,000
£500£10,000
Monthly fuel & expense spend
£0
£0£10,000
Your current fees
£20/mo
£240 per year
at ~1% per transaction
Your Lopay fees
£16/mo
£192 per year
Effective rate: 0.79%
Your monthly saving
£4/mo
£48 per year

Earn more on every fare

Allow passengers to pay on card, but still keep more of your money. Lopay has low fees, no monthly costs and zero lock-in contracts, making it easy for you to take control of your payments. No nasty surprises, just the power to maximise your income with each trip.

Man in backseat using red Visa card to pay with a purple Lopay card reader, two women smiling nearby.
Man in backseat using red Visa card to pay with a purple Lopay card reader, two women smiling nearby.

Ensure a smooth ride, every time

Use Lopay to ensure reliable & speedy payments that keep everyone smiling. Our system is designed for speed & stability, ensuring payments go through smoothly - whether it’s in bustling city centres or quiet country roads- so you can keep your focus on the road and your passengers happy.

Instant Cash Advance for unexpected costs

A sudden garage bill could take your taxi off the road at the worst possible time. With Lopay, eligible drivers can access a cash advance through the app. No long forms. No separate bank transfer. Receive funds, and repay through future Lopay takings. It gives drivers a practical safety net for repairs, tyres, MOT work or other costs that can’t wait.

Find out more
Smartphone screen shows £10,000 cash advance offer with terms, a hand holds card near steering wheel.

Accept every payment, effortlessly

Whether it's Chip & PIN, contactless, cash, Apple Pay, Google Pay or NFC wearables, we've got you covered.

Person inside car holds phone as another taps a Mastercard for £17.25 taxi payment via contactless.

Tap to Pay

Turn your smartphone into a card reader for quick in-person payments.

No upfront fee

No contract, no minimum term.

Transaction fees apply + 8p

Find out more
Two hands holding a purple lopay contactless payment device branded inside a taxi.

Card Reader

Take PIN and contactless payments on the go with a reliable card reader.

Upfront fee of £35 + P&P

No contract, no minimum term.

Transaction fees apply

Find out more
Hand holding smartphone showing taxi payment processing app with recent activity and £2043.49 balance.

Cash payments

Log cash payments via the Lopay app to track all your income in one place.

No upfront fee

No contract, no minimum term.

No Transaction fees

Find out more

Accept every payment, effortlessly

Whether it's Chip & PIN, contactless, cash, Apple Pay, Google Pay or NFC wearables, we've got you covered.

Person inside car holds phone as another taps a Mastercard for £17.25 taxi payment via contactless.

Tap to Pay

Turn your smartphone into a card reader for quick in-person payments.

No upfront fee

No contract, no minimum term.

Transaction fees apply + 8p

Find out more
Two hands holding a purple lopay contactless payment device branded inside a taxi.

Card Reader

Take PIN and contactless payments on the go with a reliable card reader.

Upfront fee of £35 + P&P

No contract, no minimum term.

Transaction fees apply

Find out more
Hand holding smartphone showing taxi payment processing app with recent activity and £2043.49 balance.

Cash payments

Log cash payments via the Lopay app to track all your income in one place.

No upfront fee

No contract, no minimum term.

No Transaction fees

Find out more

Pick what you pay & when you get paid

Essential
Standard
Instant to bank
See pricing options
Taxi drivers mobile phone screen showing Lopay app with recent activity, balance £2043.49, instant payouts and sales details.

Everything you need to drive better payments and grow your business

Smart tipping icon

Smart tipping

Boost your chances of getting a tip with Lopay. Smart tipping automatically prompts passengers to tip an appropriate amount.

Dashboard icon

Dashboard view

Track all transactions for a clear and easy overview of your financial health. Understand and optimise your trip patterns to make the most of your time on the road.

Digital receipts icon

Smart receipts

Send instant email & SMS receipts with your logo for a professional touch. Improve your service reputation by using the promotional field* to encourage reviews or link to your preferred site.

Secure payments icon

Safety signals

Lopay leverages Stripe payments which handled $1 trillion in total payment volume in 2023 and is PCI compliant, ensuring safe transactions.

Join thousands of other drivers taking the smart route with Lopay

Vasile Pop, Apr 21, 2026

The best POS which I ever used

This is the best POS which I ever used. Is very easy,  very fast and the app of LOPAY is very simple and reliable.  I never had issues with the payments...

Antony Di Cesare, Apr 15, 2026

Nice and easy to use

Nice and easy to use, option of when payouts recieved, and great rates.

Caitlan, Apr 15, 2026

Highly recommend

I came from sumup, lopay has the lowest transaction fee that I know of and have always had good customer service, friendly. Cannot fault them...

Ellie, Nov 26, 2025

Its low upfront cost

Its low upfront cost, lack of monthly fees, flexible options and user-friendly setup make it especially attractive to small-scale users or businesses just starting...

Andrew, Apr 21, 2026

Very reliable service…

Very reliable service very professional Lopay is the way forward 100% recommend 👍🏻

Dany Hancock, Oct 8, 2025

So easy to use

So easy to use, cheap fees. Would definitely recommend!

Charlotte, Nov 26, 2026

So easy to use

So easy to use, setup was faltless, and the option to borrow is a great addition, it helped me set up my new salon with ease, thank you.

AMY Husbands, Nov 4, 2025

Good

Good card machines! Instant withdrawal, always getting fee free payments just, good incentives for inviting friends to join, for great all round. Definitely recommend

Vasile Pop, Apr 21, 2026

The best POS which I ever used

This is the best POS which I ever used. Is very easy,  very fast and the app of LOPAY is very simple and reliable.  I never had issues with the payments...

Antony Di Cesare, Apr 15, 2026

Nice and easy to use

Nice and easy to use, option of when payouts recieved, and great rates.

Caitlan, Apr 15, 2026

Highly recommend

I came from sumup, lopay has the lowest transaction fee that I know of and have always had good customer service, friendly. Cannot fault them...

Ellie, Nov 26, 2025

Its low upfront cost

Its low upfront cost, lack of monthly fees, flexible options and user-friendly setup make it especially attractive to small-scale users or businesses just starting...

Our favourite reviews

Everything you need to drive better payments and grow your business

Smart tipping icon

Smart tipping

Boost your chances of getting a tip with Lopay. Smart tipping automatically prompts passengers to tip an appropriate amount.

Dashboard icon

Dashboard view

Track all transactions for a clear and easy overview of your financial health. Understand and optimise your trip patterns to make the most of your time on the road.

Secure payments icon

Safety signals

Lopay leverages Stripe payments which handled $1 trillion in total payment volume in 2023 and is PCI compliant, ensuring safe transactions.

Digital receipts icon

Smart receipts

Send instant email & SMS receipts with your logo for a professional touch. Improve your service reputation by using the promotional field to encourage reviews or link to your preferred site.

Ready to give it a try?

Download the Lopay app for free, with no upfront fee, no contracts, commitments or monthly fees when you sign up. Take a look around the app to see what Lopay can do for your business!

Download the Lopay app on the App Store
Get the Lopay app on Google Play
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