UK
Transparent, flexible pricing
Take back control of how much you pay and when you get paid with Lopay’s low fees, instant access and flexible payouts, perfect for if you’re just starting out or growing a business empire.
Essential
0.79%* per transaction
All you need to start taking ad-hoc payments.
Powerful & secure PCI-certified payments leveraging Stripe processing
Unlimited team members
Free POS features
Free Thursday payouts to your bank
Free Expense & Rewards card to instantly access your money
10% back on card spend in rewards
No contract, no monthly fee
Standard
0.99%* per transaction
Instant access to earnings. Loved by small businesses looking to save more.
Powerful & secure PCI-certified payments leveraging Stripe processing
Unlimited team members
Free POS features
Free & flexible next-day, weekly or monthly scheduled payouts (Mon-Fri)
Free Expense & Rewards card to instantly access your money
50% back on card spend in rewards
2x rewards on offers
No contract, no monthly fee
Instant to bank
1.79%* per transaction
Instant payouts anytime for growing businesses looking to maintain cash flow.
Powerful & secure PCI-certified payments leveraging Stripe processing
Unlimited team members
Free POS features
Free instant payouts to your bank 24/7
Free weekend payouts
Free bank holiday payouts
2x rewards on offers
No contract, no monthly fee
* Fee applies to UK consumer Visa & Mastercard payments. +1% for Amex, corporate & international card payments. See below for full fee breakdown and comparison to other providers.
Everything you need at your fingertips however, whenever, wherever you want to take payments.
Features available across all account types.
Payments
Point of Sale
Reports & Activity
Rewards & Loyalty
Teams
Expense & Rewards Card
Support
Full fee breakdown
Less than half the price of SumUp, Dojo, Square and Zettle
Give us a try today contract-free and avoid the pesky hidden fees of other providers. With Lopay there’s no contract, no monthly fee and no setup costs.
1.69%
per transaction
1.4% + 5p
per transaction
0.79%
per transaction
1.75%
per transaction
1.75%
per transaction
Discover how we can accelerate your business beyond the competition
See how much you could save.
UK consumer VISA & Mastercard transactions
AMEX, International & Corporate transactions
Payment link fees
Card reader
Rewards
Payouts
Reliability and ratings
Start taking superfast payments and keeping more of your earnings today. It’s quick and easy to set up. Simply download the app to get started.
Data accurate as of 30 May 2024.
Always get full
transparency on fees
If anything’s not 100% clear, just get in touch and we’d be happy to help
Is it easy to get started?
How can I reduce my fees even further?
Do I need to buy any hardware?
What if I have more questions?
Choose from our easy ways to take payments
Wherever you are, Lopay keeps your payments rolling in.
Tap to Pay
Travel lighter. Take contactless payments with just your phone - no card reader needed!
✓ No hardware needed
✓ Available on iOS and Android
No upfront fee.
No contract, no minimum term.
Transaction fees apply + 8p
Tap to Pay
Travel lighter. Take contactless payments with just your phone - no card reader needed!
✓ No hardware needed
✓ Available on iOS and Android
No upfront fee.
Transaction fees apply + 5c
No contract, no minimum term.
Card Reader
Take PIN and contactless payments on the go with an affordable, reliable, compact card reader.
✓ Compact Bluetooth card reader
✓ Handy for on-the-go payments
Upfront fee of £24 + P&P
No contract, no minimum term.
Transaction fees apply
Card Reader
Take PIN and contactless payments on the go with an affordable, reliable, compact card reader.
✓ Compact Bluetooth card reader
✓ Handy for on-the-go payments
Upfront fee of $19 + P&P*
Transaction fees apply
No contract, no minimum term
Business Terminal
Enhance your professional image and shorten wait times with an all-in-one, WiFi-based terminal.
✓ Touchscreen device
✓ Take fast countertop payments in style
£15 per month + P&P
12 month rental plan + auto-renewal.
Transaction fees apply
Business Terminal
Enhance your professional image and shorten wait times with an all-in-one, WiFi-based terminal.
✓ Touchscreen device
✓ Take fast countertop payments in style
Upfront fee of $299 + P&P
Transaction fees apply
No contract, no minimum term
*$24 + P&P for your first card reader when ordered through the Lopay app. $49 via our online store or subsequent card readers.
Instantly access your money and get rewarded
Spend smarter, save more
Get instant access to your money with the free Expense & Rewards Card on Standard and Essential Accounts and use it to reduce your transaction fees.
So, for every £100 spent via the card, you'll pay no fees on your next £50 of transactions on the Standard Account (or the next £10 on the Essential Account).
Ready to give it a try?
Download the Lopay app for free, with no upfront fee, no contracts, commitments or monthly fees when you sign up. Take a look around the app to see what Lopay can do for your business!
Think your mate would love Lopay?
Refer a friend to Lopay and each get no fees on £1000 of transactions after signing up.
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