Elevate your brand with better payments

Impress your customers with high-end, reliable payment solutions while avoiding high processing fees.

Join thousands of business owners who love Lopay

Fast, easy payments for you and your customers

Keep more of what you earn

Lopay has low fees, no monthly costs, zero lock-in contracts, and secure payment processing that helps your customers pay on card without losing you money.

Learn about pricing

Accept every payment with ease.

Ensure a great customer experience every time with fast payments through our Business Terminal, Card Reader, Tap to Pay, payment links, or QR code.

Explore payments

Create a professional image

Lopay's payment systems are designed to save counter space and blend in seamlessly with your business. That means no wires or clutter!

Explore Business Terminal

Access your money anytime

Choose instant, next-day, or weekly bank payouts. With our free Expense & Rewards Card, you can access your funds immediately and reduce transaction fees—every £100 spent removes fees on your next £25 of sales.

Explore card

Fast, easy payments for you and your customers

Keep more of what you earn

Lopay has low fees, no monthly costs, zero lock-in contracts, and secure payment processing that helps your customers pay on card without losing you money.

Learn about pricing

Accept every payment with ease.

Ensure a great customer experience every time with fast payments through our Business Terminal, Card Reader, Tap to Pay, payment links, or QR code.

Explore payments

Create a professional image

Lopay's payment systems are designed to save counter space and blend in seamlessly with your business. That means no wires or clutter!

Explore Business Terminal

Access your money anytime

Explore card

Pick what you pay & when you get paid

With Lopay, you decide the fees you pay on transactions and when your payouts arrive in your bank.

Essential

0.79% per transaction

Designed for new or part-time businesses. Enjoy reliable deposits of your earnings into the bank every Thursday. Plus 10% back on card spend to help with cash flow in the meantime.

Standard

0.99% per transaction

Best for pet businesses focussed on efficiency and savings. Complete a service for a pet, and the payment will be in your bank the next day. Plus you get 50% back on card spend and double rewards on offers.

Instant to bank

1.79% per transaction

Ideal for busy pet businesses that need quick cash flow. Enjoy instant payouts directly to your bank, available 24/7—weekends and bank holidays included. Plus you get double rewards on offers.

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*Rewards T&Cs apply

Choose a seamless payment solution

Business Terminal

Speed up and simplify taking payments with our intuitive all-in-one terminal. The sleek, no-wires, touchscreen design is ideal for any countertop.

£15 per month + P&P

12 month rental plan + auto-renewal.

Transaction fees apply.

Explore Business Terminal

Card Reader

If you have to leave your office, take PIN and contactless payments on the go with an affordable, reliable, compact card reader.

£24 upfront fee + P&P

No contract, no minimum term.

Transaction fees apply.

Explore Card Reader

Tap to Pay

You can take contactless payments anywhere on your phone—no card reader required! Available on both iOS and Android.

No upfront fee.

No contract, no minimum term.

Transaction fee + 8p.

Learn more

*$24 + P&P for your first card reader when ordered through the Lopay app. $49 via our online store or subsequent card readers.

Choose a seamless payment solution

Business Terminal

Speed up and simplify taking payments with our intuitive all-in-one terminal. The sleek, no-wires, touchscreen design is ideal for any countertop.

£15 per month + P&P

12 month rental plan + auto-renewal.

Transaction fees apply.

Explore Business Terminal

Card Reader

If you have to leave your office, take PIN and contactless payments on the go with an affordable, reliable, compact card reader.

£24 upfront fee + P&P

No contract, no minimum term.

Transaction fees apply.

Explore Card Reader

Tap to Pay

You can take contactless payments anywhere on your phone—no card reader required! Available on both iOS and Android.

No upfront fee.

No contract, no minimum term.

Transaction fee + 8p.

Learn more

Award-winning technology you can rely on

Unlock tools for better business

Free POS app

Add, manage and sell products and stay on top of what's selling with easy to understand reports. The Lopay POS app makes navigating checkout effortless.

Smart tipping

Boost your chances of getting a tip with Lopay. Our Smart Tipping feature optimises what your customers see, suggesting either a percentage or a fixed amount as a tip.

Rewards

Use the free Lopay Rewards & Expense Card to spend your earnings and get deals at John Lewis, Boots, M&S, Just Eat and more. You'll get 50% of your processing fees back with each purchase.

Payment links

Take deposits or charge for remote services with ease by sending your customers a link to make a payment.

Accounting tools

Get full visibility over your earnings and track every transaction directly from the Lopay app. Automatically sync to Quickbooks & Xero to make bookkeeping a dream.

Team accounts

Add colleagues to your account so they can securely take payments on your behalf. You'll never have to worry about business during your time off again!

Get extra support as you grow

Digital receipts

Build your reputation by making it easy for happy customers to share feedback. Digital receipts can include a promotional field to encourage reviews or a link to your preferred site.

Cash advances

Need a little extra to support your business? We provide cash advances based on your trading volume to help you grow.

Loyalty

Keep customers coming back with one-click loyalty built right into your POS. Reward customers when they pay with automatic card-linked loyalty points.

*Feedback and promotional field and loyalty coming soon. Loyalty is only available on Business Terminal.

Secure payments, powered by Stripe

Our robust safety features help build trust with your clients, ensuring a secure transaction environment.

Lopay uses the power and security of Stripe which processed $1 trillion in total payment volume in 2023 alone and is PCI compliant, so you know your payments with customers are in safe hands.

Our friendly, UK-based support team are here to help

You can ask us anything via the chat icon in the app or refer to the step-by-step guides and FAQs in our Support Centre.

Alternatively, get in touch on support@lopay.com or
020 4571 4796. We’re here to help.

Ready to give it a try?

Download the Lopay app for free, with no upfront fee, no contracts, commitments or monthly fees when you sign up. Take a look around the app to see what Lopay can do for your business!

Think your mate would love Lopay?

Refer a friend to Lopay and each get no fees on £1000 of transactions after signing up.