If you're comparing card machines for your small business, you've probably noticed that the headline transaction rate is the number every provider leads with. 1.75%. 1.5%. Even 0.99%. It looks straightforward. Until you realise the headline rate is often the least important number on the page.

Running a small business is expensive enough without paying for software you don't actually need to pay for. Right now, most small businesses are handing over anywhere from £25 to £200 a month for an EPOS system—and that’s before factoring in the transaction fees from their card machine.

Learn about the Lopay WisePad 3 card reader: pricing, setup, who it suits, battery life, dimensions, and FAQs for taking fast in-person payments.

We’ve all been there. You send a payment link to a customer for a high-value product or a large service invoice, and… crickets. They want what you’re selling, but the upfront cost is making them hesitate. What if you could give them the flexibility to spread the cost, while you still get paid in full, immediately? Now you can. We’re thrilled to announce that eligible Lopay merchants can now offer Buy Now, Pay Later (BNPL) via Klarna directly on their Payment Links!

Combine Lopay’s payment links with Xero’s accounting software, to save yourself time and money with every invoice you send.

Run a main business and a side hustle without mixing payments. Add, switch, and keep payouts tidy under one Lopay login.