Get Your First £1,000 in Card Payments Fee-Free

No contracts. No recurring fees. Just industry-low fees from 0.79%!

Compatible with:

Less than half the price of SumUp, Dojo, Square and Zettle

Give us a try today contract-free and avoid the pesky hidden fees of other providers. With Lopay there’s no contract, no monthly fee and no setup costs.

Sumup

1.69%

per transaction
Dojo

1.4% + 5p

per transaction
Lopay

0.79%

per transaction
Square

1.75%

per transaction
Zettle

1.75%

per transaction

Take Payments Anywhere

You'll love the Lopay Card Reader:

Compact & portable – Fits in your pocket, perfect for payments on the go.
Fast setup – Ready to use in minutes, no tech skills needed.
Safe & secure – World level protection to keep every payment protected.

Power Up with the Lopay Business Terminal

A smart terminal that does it all: payments, sales, tips, and team tools. Built for busy counters and growing teams:

All-in-one system – Accept chip, contactless, swipe, Apple Pay & Google Pay on a fast 5.5″ touchscreen.
Looks professional, runs smooththly – Sleek, modern design that’s fast, reliable, and easy to use all day.
Built for teams – Switch staff profiles in seconds, take tips, manage services or stock with built-in reporting.

Your Earnings. In Your Pocket. Instantly

Why wait days to access your money? With the Lopay Expense & Rewards Visa Card, every payment you take is available to spend seconds after the sale.

Earn cashback as fee-free processing on spend
Instant access to your funds
No transfer delays, ever

Doubts? Check out our FAQs

Does Lopay have any setup fees?

With Lopay there are no setup fees, no contracts, and your first £1,000 is completely fee-free. After that, you’ll still enjoy the lowest rates in the market.

What if I’m mobile?

The Lopay card reader connects seamlessly to the app on your phone—all you need is Wi-Fi or 4G to start taking payments.

Can I run offers/discounts on the terminal?

Yes, create flash promos, loyalty points, bundles, and more.

What fees do I pay after the first £1000?

Lopay’s keeps your costs low from just 0.79%, while protecting every transaction with built-in security.

How do I switch from Square/SumUp?

Just sign up, we’ll help you migrate and import services, if needed.

Ready to Give Lopay a Try?

You’re only one step away from the smart choice: lower fees, faster payouts, and better rewards, all in one system.