WisePad 3 Card Reader | Take payments with Lopay

Read time: <span>7</span> min min
by James Redding
If card payments make you feel like you’re stepping into “tech admin”, you’re not alone. The good news: taking in-person payments doesn’t have to be complicated. The WisePad 3 card reader from Lopay is designed for real-life selling — whether you’re on-site with a customer, working events, taking appointments, or moving between locations. It connects to your phone or tablet via Bluetooth, and you can take contactless, chip & PIN, Apple Pay, and Google Pay payments in a few simple steps. The best part is what it doesn’t require: no long setup, no clunky checkout flow, and no intimidating hardware decisions. Just a compact reader and the Lopay app.

What is the WisePad 3 card reader?

The Lopay card reader is a Bluetooth card reader built for secure in-person payments.

It’s also PCI-compliant, which is an industry security standard for card payments designed to help keep card transactions protected.

What payments can you accept with the WisePad 3?

With the WisePad 3 card reader you can accept:

  • Contactless card payments (tap)

  • Chip & PIN

  • Apple Pay

  • Google Pay

The WisePad 3 does not support swipe/magstripe and it’s not for card-not-present (CNP) transactions. It’s made for in-person payments where the customer is there with their card or mobile wallet.

Who is WisePad 3 best for?

If you want a portable card reader that feels effortless day-to-day, WisePad 3 is a strong fit for:

  • Mobile businesses (home visits, pop-ups, events, markets)


  • Service businesses (beauty, trades, personal training)


  • Busy teams that need fast checkout with minimal steps


  • Anyone who prefers chip & PIN as a familiar, trusted checkout option


And if you don’t always want to carry hardware: Lopay also supports other ways to take payments (including Tap to Pay and Payment Links,).

The WisePad 3 features

Here’s what you can expect in practice:

1) Quick Bluetooth setup

Connect the reader inside the Lopay app via My Devices, select WisePad 3, and you’re set.

2) Calm, guided checkout flow

You enter an amount in the Lopay app, tap Charge, then choose Send to card reader, your customer taps or inserts, and you wait for the success confirmation.

3) Tipping (you stay in control)

Customers can add a tip, and you control the tip options in the Lopay app.

4) Built for security

The reader is PCI-compliant and designed specifically for card payments.

Price, postage, and ordering in the UK

If you buy the card reader on Lopay’s store, the WisePad 3 card reader is £49.00, with £6.95 postage & packaging.

If you’re new to Lopay, you can get 50% off your first card reader when you order through the Lopay app and once you’ve completed registration and identity verification, you can order your first reader for £24 + £6.95 P&P in-app.

The orders typically take 2 business days for delivery and you can easily track your delivery from My Devices from within the app.

Optional extra: a silicone bumper case is available separately.

How to set up the WisePad 3 card reader (step-by-step)

Most people are up and running quickly. The only time you might want to give yourself a little breathing space is the first connection, because the reader may need a firmware update.

1) Turn on Bluetooth and open Lopay

Make sure Bluetooth is on, then open the Lopay app and go to My Devices.

2) Connect the reader

Tap Connect my card reader, turn on the reader, and select WisePad 3 when it appears.
If you’re on Android, you may see a pairing prompt, tap Pair.

3) Allow time for the first update (if prompted)

On first connection, the reader will likely complete a firmware update that can take ~10 minutes.

Tip: Updates use a lot of battery. Keep the reader at 50%+ charge and keep the app open during the update.

4) Do a quick “confidence check”

Take a moment to run through the payment flow once: open Charge, enter an amount, and choose Send to card reader.

Using WisePad 3 day-to-day: small tips that prevent stress

Always wait for the confirmation

Before you hand over goods or finish the service, check the Lopay app shows the green “payment successful” confirmation.

One reader per device (at a time)

A card reader can only be connected to one phone/tablet at a time, but you can connect the same reader to different devices at different times (disconnect first).

iPhone/iPad requirement

If you’re connecting to an iPhone or iPad, you’ll need iOS 12.5.1 or higher.

What if you don’t want to carry a card reader?

WisePad 3 is great when you want chip & PIN and a familiar checkout experience, but it’s not the only way to take payments with Lopay.

Depending on how you work, you might also use:

Simple rule of thumb:
If your customers often want to insert a card and enter a PIN, choose WisePad 3. If you want the lightest setup possible, Tap to Pay can be ideal.

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