The Perfect Backup for Your Shift: Tap to Pay

We think your smartphone should be the ultimate wingman on the road, giving you a powerful alternative when you need it most. With Tap to Pay on your phone, your mobile becomes an instant, hardware-free backup terminal that integrates perfectly with your existing setup.

Your passenger taps their card or Apple Pay directly onto your phone screen, and the money is securely collected. No panicking, no lost time, and no missed jobs.

We built Lopay to give you ultimate flexibility on the road. Whether you prefer the premium reliability of a dedicated card reader or the quick convenience of your phone, we ensure your business never stops moving.

Your Phone is Now Your Best Backup

Dedicated card readers are the gold standard for a reason. Having a solid device like our standalone 4G S710 or the pocket-sized WisePad gives passengers instant confidence when they hop into your cab.

But even the best hardware can run out of juice during a hectic shift, or get left in the glovebox of your partner's car. That is exactly why Tap to Pay on your phone is the ultimate safety net.

It lives right inside the Lopay app you already use every day, requiring no extra hardware to buy and no monthly subscriptions to maintain. If your main device is out of reach, you just use your phone's built-in NFC chip.

Total Control Over Your Cash Flow

Clearing the fare quickly is only half the battle. The other half is getting your hands on your money exactly when you need it.

We designed our payouts to give you total control over your cash flow. You shouldn't have to wait days for your weekend earnings to clear when you have immediate expenses to take care of.

Want to maximize your weekly profits? Drop onto our Essential tier and enjoy an industry-low 0.79% processing rate per transaction.

Need cash for fuel right now? Switch on our instant cash-out feature to get your funds 24/7/365 instantly for a 1.79% rate.

You drop the fare, you tap the button, and the cash hits your bank account before the passenger has even closed the door. You can drive straight to the pump, refuel immediately, and carry on with your shift without missing a beat.

Transparent Maths and Smart Upfront Deposits

Lopay keeps your business overheads beautifully straightforward. We don't do ghost fees, sneaky compliance charges, or monthly terminal rentals.

You choose your hardware outright—like our heavy-duty V660 with an integrated receipt printer—and it is yours forever. You only pay when you are actively earning on a shift.

Lock in the Fare Before You Turn the Key

This financial control extends to how you manage your bookings, too. Every driver knows the deep frustration of the phantom pre-booked job.

You wake up at 3:00 AM, drive across town to a quiet suburban street, and sit outside a dark house. You ring the bell, call the mobile number, and get absolute silence.

The fare is fast asleep, and you’ve just burned precious time and fuel for zero return. This is where Remote Payment Links change the game entirely for the private hire trade.

Instead of crossing your fingers and hoping the passenger shows up, you send them a secure payment link via text or WhatsApp the moment they book the run. You take a deposit upfront to secure the car.

If they want that guaranteed 4:00 AM pickup, they pay a portion in advance. It instantly weeds out the time-wasters and ensures you are always compensated for your time on the road.

How to Wipe Out Your Card Fees Entirely

Every single week, you spend a small fortune on fuel, replacement tyres, public liability insurance, and vehicle servicing. These are unavoidable costs of being in the trade.

But what if those exact overheads could magically wipe out your payment processing fees entirely? Enter the Lopay Zero Card.

It’s a business card linked directly to your account. Every time you use the Lopay Zero card to pay for your diesel or buy a new set of brake pads, you earn processing credits.

These credits are automatically applied to your account, effectively wiping out the transaction fees on the fares you collect on your shifts.

It is an incredibly smart, closed-loop system. The money you have to spend anyway is now actively working to reduce the cost of running your business to zero. You are effectively processing cards for free just by doing your normal job.

Keeping Your Business Moving

Your vehicle is your business, and your payment setup should be the most reliable, flexible part of it. Lopay is built to give you every possible advantage on the road.

Whether it’s firing up a premium standalone terminal, using Tap to Pay on your phone as a brilliant backup, or cashing out in 5 seconds to refuel, we've built this system to ensure you win.

We are Lopay, and we have your back.

FAQs From the Trade

Do I need a physical card reader to start taking fares?

‍Not at all, though we offer brilliant standalone hardware if you prefer it. If you want to travel light or need an instant backup, you can run your entire shift using just Tap to Pay on your phone. It requires zero upfront hardware costs and works seamlessly within our app.

How quickly can I actually get my money to pay for fuel?

‍If you choose our instant payout option, you will receive your funds in exactly 5 seconds. Our instant payout feature is always available.

Is there a monthly fee or contract to use Lopay hardware?

‍No. You buy your card reader outright and own it forever. You only pay when you process a transaction.

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Stop letting your payment setup slow you down. Upgrade your shift with Lopay.