Happy user with a phone showing a Lopay rewards Visa card and options like 'Add to Apple Wallet and Google Wallet' on the screen, ee, british gas discounts and £1000 in fee free processing.

Reduce your fees with Lopay Rewards

Get rewarded with no fees on transactions and save even more with the UK’s lowest cost payment app.

Save smarter with 0% fees

Whether you’re referring a friend to Lopay, engaging in Rewards Offers, or spending on your Lopay Rewards Card, discover all the ways you can save on fees with Lopay.

Business owner happy about fee free processing no fee transactions with Lopay payment processing app on android an iphone, ios, ipad.

Transparent fees, honest savings

We’re passionate about supporting small businesses. That’s why we work with you to help reduce your fees. So, however you want to earn no fees on transactions, we’ll help you keep track of your fees and savings.

Barber styling a client's hair in a salon, with a phone showing a virtual Lopay rewards Visa card and options like 'Add to Apple Wallet and Google Wallet' on the screen.

Get even smarter savings with Lopay Rewards Card

Get instant access to your money for just 0.99% and reduce your fees when you spend on the card. So, if you spend £100 on the card, you get no fees on your next £25 of transactions.

Business owner happy about ee, british gas discounts, fee free processing and no fee transactions with Lopay payment processing app on android an iphone, ios, ipad.

Spend with the brands you love

We know times are tough for many small businesses right now. With bills and supplies skyrocketing, we’ve got you offers on the brands you love. Not only that, every-time you purchase an offer through Lopay, we’ll reward you with no fees on transactions.

Image showing a happy Lopay payment processing app on android an iphone, ios, ipad user referring a friend and receiving £1000 in fee free processing.

Get no fees for you and a friend

It’s quick and easy to share the savings with Lopay. Simply refer a friend from within the app and you’ll both earn no fees on £1,000 of transactions - helping them get started and you to keep saving.

*Offers are subject to availability. Ts&Cs apply. See in app for latest offers.

Award-winning technology you can rely on

Phone showing a Lopay rewards Visa card and options like 'Add to Apple Wallet and Google Wallet'.

The Lopay Rewards Card

Once you’ve set up your Lopay account, you can get instant access to your money and earn rewards every time you spend with the Lopay Rewards Card. Sign up and start earning rewards today - add your card to your Apple Wallet and you won’t need to wait for a physical card.

  • Use your existing Lopay account to take payments via a card reader, Tap to Pay, or payment link.

  • Your money will be instantly available to spend on your Lopay Rewards Card.

  • We’ll reward you with fee-free processing every time you use your card. So spend £100, and you won’t pay fees on your next £25 of transactions.

Ready to give it a try?

Lopay is free to download, with no contracts, commitments or monthly fees when you sign up. Take a look around the app to see what Lopay can do for your business!