Instant access to your money with Expense & Rewards Card
Got an unexpected expense? Take away the stress with instant access to your money and make waiting for payouts a thing of the past.
Free Expense & Rewards card
With Essential and Standard Accounts, get instant access to your earnings with the Lopay Expense & Rewards Card at no additional fee.
£0
Account setup
£0
Monthly fee
Zero
Contracts
Manage your money all in one place
Track your earnings and expenses all in one place giving you visibility, peace of mind and total control of your money.
No more waiting for payday
As independent entrepreneurs and small business owners, you shouldn’t be shackled to a payday. With the Lopay Expense & Rewards card, we give you instant access to your money to help with all those pesky, unexpected expenses.
Get rewarded every time you spend
Every time you use our Expense & Rewards Card, we’ll reduce the fees you pay on customer transactions! So, spend £100 on the Expense & Rewards Card, and you’ll get no fees on the next £50 of transactions when on the Standard Account or £10 if you’re on the Essential Account.
See your fees reduce and savings grow
Watch your savings grow right from within the Lopay app. We’ll help you keep track of the savings you’ve already made, and those to come and share helpful tips on how to get no fees on even more transactions.
Award-winning technology you can rely on
Get all this and more
Lopay gives you all you need to manage your in-goings and out-goings securely alongside 24/7 world-class, PCI-level protection over your money via Stripe.
Card types
A virtual or physical card, you decide! We have card types no matter how you want to pay.
Digital wallets
Add your card with ease to Apple Wallet on iOS or Google Wallet on Android.
Expenses
Add receipts, categories and notes to any payment you make.
Spend reports
Track your spending with downloadable reports and extensive filters.
Security
Keep your money safe and secure with PIN and FaceID.
Freeze your card
It’s quick to freeze your card and report a lost or stolen card within the app.
Ready to give it a try?
Lopay is free to download, with no contracts, commitments or monthly fees when you sign up. Take a look around the app to see what Lopay can do for your business!
Frequently asked questions
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Each time you take a payment via Lopay, your funds will be instantly available to spend via your Lopay Card. You can use your Lopay card to make purchases online, or in person via contactless payments, as well as Chip & Pin payments if you order a physical card.
Every time you spend on your Lopay card, online or instore, you will earn free payment processing. This means more transactions with zero fees!
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The Expense and Rewards card comes with our Essential and Standard Accounts.
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When you upgrade to a Lopay Rewards Card Account, a virtual card will be added to your Lopay app. This means you can start using your card straight away by adding it to your Google Wallet or Apple Wallet and making contactless payments with your phone.