lopay is the low rate payment app that gives you more
Choose your rates
Keep more of your money
Get £5,000 of FREE transactions!
Simply download the app, get your mates to do the same and you’ll both get rewarded.
See how lopay compares
0.79%*
Transaction Fee
Free**
Card reader
Payment control
- Instant
- Next day
- Weekly

1.69%
Transaction Fee
£29
Card reader
Payments arrive in up to 3 working days

1.75%
Transaction Fee
£29
Card reader
Payments arrive in up to 2 working days

1.75%
Transaction Fee
£19
Card reader
Payments arrive in up to 3 working days

2.9%
Transaction Fee
£29
Card reader
+30p up to 5 working days
* 0.79% rate is for UK Visa & Mastercard payments on a Weekly payout schedule only. ** Free if you transact £2,500 in the first 6 months (then either return the card reader or pay £49), postage & packaging applies. Disclaimer: Transaction fees as advertised on January 12th 2022.

Get your money when you want it
With lopay you get super flexible rates and you choose when to get paid – today, tomorrow, weekly, even at weekends.
0.79%
Weekly*
0.99%
Next day*
1.79%
Instant*
Mobile or terminal –
you choose
With lopay, you only need your mobile to start taking payments. Want a terminal? We’ll give you one for free. Simply register on the app to order it – boom!


Fast, clear reporting
Ready to keep more of your money?
Download the app now and start
accepting payments in minutes.
Get control, get low rates, get lopay. You’ve earned it.
Frequently asked questions
We work with many types of business, from sole traders to clubs, charities, and companies. If you want to take payments anywhere, anytime, lopay is here for you.
Create QR codes for your customers to scan and pay in seconds or send a payment link over text, email, or social media so your customer can pay from anywhere. And if you still need one, we offer a free card reader too.
Please note: You can’t use lopay if you sell products and services that are either prohibited by the credit card network or violate laws in the countries where lopay operates. For more information please see our Restricted Businesses page.
Lopay enables faster cashless transactions. Your customers can pay by Apple Pay or Google Pay in just two taps on their smartphone. Simply ask your customer to scan the QR code on your smartphone or a lopay Paypoint – or send a payment link via text, email, or social media. No need for a wallet and no app download. Your customer just needs a smartphone.
For contactless and chip & PIN card payments, we offer a free card reader. So that’s sorted too.
We charge a flat transaction fee that includes card network costs – and you choose when you receive your money:
- 0.79%* for Weekly payouts (every Thursday)
- 0.99%* for Next Day payouts (next business day, Monday to Friday)
- 1.79%* for Instant payouts (immediate, even on weekends & holidays)
Yes! Just 3 steps and you can be taking payments in minutes:
- Download the lopay app from the AppStore here or the Play Store here
- Enter your company and contact details to register
- Connect your bank account and verify your identity to receive your payments
Once registered, you can order your free card reader via the app – they typically take 3-5 business days to arrive
You can ask us anything via the chat icon in the app or refer to the step-by-step guides and FAQs in our Support Centre.
Alternatively, get in touch via the web form below, [email protected], or 020 4571 4796. We’re here to help.
Support
We’re here for you
You know how lopay is here to work for you. But it’s nice to know we’re here to help you too. So if you’re experiencing anything less than a perfect service from us, just get in touch.
Opening hours Monday to Friday, 9am to 5pm Get in touch Call us: +44(0)20 4571 4796 Email: [email protected]Contact form
Easy to sign-up
Download the lopay app (on Android or iOS) and set your account up in minutes.
Helpful support
No limits on transactions