The UK’s lowest cost, highest rated payment app.

Lopay gives you more control, more rewards, and instant access to the money you earn.

Less than half the price of SumUp, Zettle & Square.

Join Lopay for as little as 0.79% and enjoy award-winning technology for your business.

Boost your business with Lopay

Discover why 1000s of businesses are switching to Lopay and making us the highest rated payment app on Trustpilot, Apple Store and Google Play.

Fast and secure payments

Take payments with our Lopay Card Reader, Business Terminal or with Tap to Pay using just your phone. No matter how you want to take payments, we’ll keep your customers coming back for more.

Take payments for just 0.79%

Start earning more with every sale you make. Save with the lowest fees on the market at 0.79% or upgrade to get instant access to your money.

Instant access to the money you earn

You shouldn’t have to wait to get paid. Instant, Next Day or Weekly, you decide. Our range of flexible payout schedules always keep you in control. Switch to a simple, flexible solution that grows with you.

More than just payments

Whether you’re in the need for a Point of Sale, Team management, expense card or Reports, or just want to take payments, we’ve got a whole host of features to help your business grow.

Award-winning technology you can rely on

Choose your device

Simply choose how you want to take payment and we’ll help you get set up and taking payments in no time at all.

Card Reader

Take payments wherever your business takes you with our compact card reader.

Tap to Pay

Take contactless payments with just your phone, with no extra hardware needed.

Business Terminal

WiFi enabled touchscreen device with all the features you need to take in person payments in style.

The Lopay Rewards Card

Once you’ve set up your Lopay account, you can get instant access to your money and earn rewards every time you spend with the Lopay Rewards Card. Sign up and start earning rewards today - add your card to your Apple Wallet and you won’t need to wait for a physical card.

  • Use your existing Lopay account to take payments via a card reader, Tap to Pay, or payment link.

  • Your money will be instantly available to spend on your Lopay Rewards Card.

  • We’ll reward you with fee-free processing every time you use your card. So spend £100, and you won’t pay fees on your next £25 of transactions.

Ready to give it a try?

Lopay is free to download, with no contracts, commitments or monthly fees when you sign up. Take a look around the app to see what Lopay can do for your business!