The UK’s lowest cost, highest rated payment app.
Lopay gives you more control, more rewards, and instant access to the money you earn.
Less than half the price of SumUp, Zettle & Square.
Join Lopay for as little as 0.79% and enjoy award-winning technology for your business.
Boost your business with Lopay
Discover why 1000s of businesses are switching to Lopay and making us the highest rated payment app on Trustpilot, Apple Store and Google Play.
Fast and secure payments
Take payments with our Lopay Card Reader, Business Terminal or with Tap to Pay using just your phone. No matter how you want to take payments, we’ll keep your customers coming back for more.
Take payments for just 0.79%
Start earning more with every sale you make. Save with the lowest fees on the market and get instant access to your money from just 0.79% with our Essential Account and upgrade for more rewards, more flexibility and faster payouts.
Instant access to the money you earn
You shouldn’t have to wait to get your money. Instant, Next Day or Weekly, you decide. Our range of flexible payout schedules and our instant access Expense and Rewards card always keep you in control. Switch to a simple, flexible solution that grows with you.
More than just payments
Whether you need a Point of Sale, Team management, Expense & Rewards card or Reports, or just want to take payments, we’ve got a whole host of features to help your business grow.
Award-winning technology you can rely on
Choose your device
Simply choose how you want to take payment and we’ll help you get set up and take payments in no time at all.
Card Reader
Take payments wherever your business takes you.
✓ Compact Bluetooth card reader
✓ Handy for on-the-go payments
Upfront fee of £24 + P&P*
No contract, no minimum term.
Tap to Pay
Turn your smartphone into a card reader for quick in-person payments.
✓ No hardware needed
✓ Available on iOS and Android
No upfront fee
No contract, no minimum term.
Business Terminal
A WiFi-enabled touchscreen device to take payments in style.
✓ Touchscreen device
✓ Take fast payments in style
£15 per month + P&P
12 month rental plan + auto-renewal.
*£24 + P&P for your first card reader when ordered through the Lopay app. £49 via our online store or subsequent card readers.
Lopay Expense & Rewards Card
Once you’ve set up your Essential or Standard account, you can get instant access to your money and earn rewards every time you spend. Add your card to your Apple Wallet and you won’t need to wait for a physical card.
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As independent entrepreneurs and small business owners, you shouldn’t be shackled to a payday. With the Lopay Expense & Rewards card, we give you instant access to your money to help with all those pesky, unexpected expenses.
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Add receipts, categories and notes to any payment you make.
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Every time you use our Expense & Rewards Card, we’ll reduce the fees you pay on customer transactions! So, spend £100 on the Expense & Rewards Card, and you’ll get no fees on the next £50 of transactions when on the Standard Account or £10 if you’re on the Essential Account.
Ready to give it a try?
Lopay is free to download, with no contracts, commitments or monthly fees when you sign up. Take a look around the app to see what Lopay can do for your business!