Take speedy payments on the go
Accept payments wherever you are with efficient payment solutions and fee savings that help you grow on the go.
Join thousands of mobile business owners who love Lopay
Generate more sales and keep more revenue
Keep more of what you earn
Lopay has low fees, no monthly costs, zero lock-in contracts, and secure payment processing that helps your customers pay on card without losing you money.
Accept every payment with ease
Encourage more business with fast payments through our Business Terminal, Card Reader, Tap to Pay, payment link or QR code.
Get fast access to your money
Choose instant, next day or weekly payments to access cash anytime. Get rewards with every purchase on your Lopay card.
Pick what you pay & when you get paid
With Lopay, you decide the fees you pay on transactions and when your payouts arrive in your bank.
Essential
0.79% per transaction
Designed for taking ad-hoc payments. Enjoy predictable deposits of your earnings into the bank every Thursday plus 10% back on card spend in the meantime.
Standard
0.99% per transaction
Perfect for businesses looking to save more. Benefit from next-day payouts into the bank and 50% back on card spending plus double rewards on offers.
Instant to bank
1.79% per transaction
Ideal for businesses needing quick cash flow. Enjoy instant payouts directly to your bank, available 24/7—weekends and bank holidays included. Plus you get double rewards on offers.
Multiple ways to get paid, fast
Card Reader
Take PIN and contactless payments on the go with an affordable, compact card reader. The tough case means you can just toss it in your bag or toolbox.
£24 upfront fee + P&P
No contract, no minimum term.
Tap to Pay
Say goodbye to clutter and take contactless payments on your phone—no card reader required! Available on both iOS and Android.
No upfront fee.
No contract, no minimum term.
Payment Links
Handy for taking deposits or charging for remote services, send your customers a link and they can easily make a payment.
No upfront fee.
No contract, no minimum term.
QR Codes
Generate a QR code for customers to scan and they can pay using only their phone.
No upfront fee.
No contract, no minimum term.
Award-winning technology you can rely on
Unlock free tools to fast track growth
Free POS app
Add, manage, and sell products and stay on top of what's popular with easy-to-understand reports. The Lopay POS app makes navigating checkout effortless.
Smart tipping
Boost your chances of getting a tip with Lopay. Our Smart Tipping feature optimises what your customers see, suggesting either a percentage or a fixed amount as a tip.
Payment insights
Get full visibility over your earnings and track every transaction directly from the Lopay app. Access user-friendly reports that give you an easy overview of your finances.
Tools to fast track growth
Rewards
Use the free Lopay Rewards & Expense Card to spend your earnings and get deals at EDF Energy, EE, ASDA and more. You'll get 50% of your processing fees back with each purchase.
Digital receipts
Build your reputation by making it easy for happy customers to share feedback. Digital receipts can include a promotional field to encourage reviews or a link to your preferred site.
Cash advances
Need a little extra to support your business? We provide cash advances based on your trading volume to help you grow.
*Offers subject to availability. See in app for latest deals.
Secure payments, powered by Stripe
Our robust safety features help build trust with your clients, ensuring a secure transaction environment.
Lopay uses the power and security of Stripe which processed $1 trillion in total payment volume in 2023 alone and is PCI compliant, so you know your payments with customers are in safe hands.
Got questions? Our friendly, UK-based support team are here to help
You can ask us anything via the chat icon in the app or refer to the step-by-step guides and FAQs in our Support Centre.
Alternatively, get in touch on [email protected] or 020 4571 4796. We’re here to help.
Ready to give it a try?
The Lopay app is free to download, with no upfront fee, no contracts, commitments or monthly fees when you sign up. Take a look around the app to see what Lopay can do for your business!
Data accurate as of 31 May 2024
Know someone who would love Lopay?
Refer a friend to Lopay and each get no fees on £1000 of transactions after signing up.
