Elevate your brand with better payments
Impress your customers with high-end, reliable payment solutions while avoiding high processing fees.
Join thousands of business owners who love Lopay
Fast, easy payments for you and your customers
Keep more of what you earn
Lopay has low fees, no monthly costs, zero lock-in contracts, and secure payment processing that helps your customers pay on card without losing you money.
Accept every payment with ease.
Ensure a great customer experience every time with fast payments through our Business Terminal, Card Reader, Tap to Pay, payment links, or QR code.
Create a professional image
Lopay's payment systems are designed to save counter space and blend in seamlessly with your business. That means no wires or clutter!
Access your money anytime
Choose instant, next-day, or weekly bank payouts. With our free Expense & Rewards Card, you can access your funds immediately and reduce transaction fees—every £100 spent removes fees on your next £25 of sales.
Pick what you pay & when you get paid
With Lopay, you decide the fees you pay on transactions and when your payouts arrive in your bank.
Essential
0.79% per transaction
Designed for taking ad-hoc payments. Enjoy predictable deposits of your earnings into the bank every Thursday plus 10% back on card spend in the meantime.
Standard
0.99% per transaction
Perfect for businesses looking to save more. Benefit from next-day payouts into the bank and 50% back on card spending plus double rewards on offers.
Instant to bank
1.79% per transaction
Ideal for businesses needing quick cash flow. Enjoy instant payouts directly to your bank, available 24/7—weekends and bank holidays included. Plus you get double rewards on offers.
Choose a seamless payment solution
Business terminal
Speed up and simplify taking payments with our intuitive all-in-one terminal. The sleek, no-wires, touchscreen design is ideal for any countertop.
£15 monthly plan + P&P
12 month minimum term.
Card reader
If you have to leave your office, take PIN and contactless payments on the go with an affordable, reliable, compact card reader.
£24 upfront fee + P&P
No contract, no minimum term.
Tap to Pay
You can take contactless payments anywhere on your phone—no card reader required! Available on both iOS and Android.
No upfront fee.
No contract, no minimum term.
Award-winning technology you can rely on
Unlock tools for better business
Free POS app
Add, manage and sell products and stay on top of what's selling with easy to understand reports. The Lopay POS app makes navigating checkout effortless.
Smart tipping
Boost your chances of getting a tip with Lopay. Our Smart Tipping feature optimises what your customers see, suggesting either a percentage or a fixed amount as a tip.
Rewards
Use the free Lopay Rewards & Expense Card to spend your earnings and get deals at John Lewis, Boots, M&S, Just Eat and more. You'll get 50% of your processing fees back with each purchase.
Payment links
Take deposits or charge for remote services with ease by sending your customers a link to make a payment.
Accounting tools
Get full visibility over your earnings and track every transaction directly from the Lopay app. Automatically sync to Quickbooks & Xero to make bookkeeping a dream.
Team accounts
Add colleagues to your account so they can securely take payments on your behalf. You'll never have to worry about business during your time off again!
Get extra support as you grow
Digital receipts
Build your reputation by making it easy for happy customers to share feedback. Digital receipts can include a promotional field to encourage reviews or a link to your preferred site.
Cash advances
Need a little extra to support your business? We provide cash advances based on your trading volume to help you grow.
Loyalty
Keep customers coming back with one-click loyalty built right into your POS. Reward customers when they pay with automatic card-linked loyalty points.
*Feedback and promotional field and loyalty coming soon. Loyalty is only available on Business Terminal.
Secure payments, powered by Stripe
Our robust safety features help build trust with your clients, ensuring a secure transaction environment.
Lopay uses the power and security of Stripe which processed $1 trillion in total payment volume in 2023 alone and is PCI compliant, so you know your payments with customers are in safe hands.
Got questions? Our friendly, UK-based support team are here to help
You can ask us anything via the chat icon in the app or refer to the step-by-step guides and FAQs in our Support Centre.
Alternatively, get in touch on [email protected] or 020 4571 4796. We’re here to help.
Ready to give it a try?
The Lopay app is free to download, with no upfront fee, no contracts, commitments or monthly fees when you sign up. Take a look around the app to see what Lopay can do for your business!
Data accurate as of 31 May 2024
Know someone who would love Lopay?
Refer a friend to Lopay and each get no fees on £1000 of transactions after signing up.
