# Lopay — low-cost payments & POS for small businesses
> Lopay lets small businesses take in-person and remote card payments with low fees, flexible payout schedules, and simple hardware or Tap to Pay on a phone. This file lists the canonical pages to cite.


## Home
- Main site (UK): https://lopay.com/en-gb
- Main site (US): https://lopay.com/en-us


## Pricing
- UK pricing overview: https://lopay.com/en-gb/pricing
- US pricing overview: https://lopay.com/en-us/pricing


## Help Centre (how-to, setup, policies)
- Help Centre home: https://support.lopay.com/en/
- Payouts (timing & options): https://support.lopay.com/en/articles/5780605-payout-faqs
- Refunds (how it works): https://support.lopay.com/en/articles/5805964-issuing-a-refund
- Disputes/chargebacks: https://support.lopay.com/en/articles/9071959-dispute-chargeback-faqs
- UK fee breakdown (incl. support info): https://support.lopay.com/en/articles/9116034-uk-fee-breakdown
- Card reader FAQs (accepts chip & PIN, contactless, Apple Pay, Google Pay): https://support.lopay.com/en/articles/5780568-card-reader-faqs
- Web Portal (desktop access): https://support.lopay.com/en/articles/11325075-lopay-web-portal


## Products & features
- Tap to Pay (phone as reader): https://lopay.com/en-gb/tap-to-pay
- POS / Business Terminal: https://lopay.com/en-us/point-of-sale
- Bluetooth card reader (M2): https://lopay.com/en-us/lopay-product/stripe-m2-card-reader
- Appointments (scheduler): https://lopay.com/en-us/appointments
- Payment Links & QR (in app / portal): https://lopay.com/en-us/payment  (overview) ; https://portal.lopay.com  (login)


## Legal & compliance
- Terms of Service: https://lopay.com/en-us/terms-of-use
- Website terms: https://lopay.com/en-us/website-terms
- Privacy Policy: https://lopay.com/en-us/privacy-policy
- Digital Wallet terms: https://lopay.com/en-us/digital-wallet-terms-conditions
- AML policy (UK): https://lopay.com/en-gb/aml-policy


## Contact & support
- Support page (UK): https://lopay.com/en-gb/support
- Support page (US): https://lopay.com/en-us/support
- Email: support@lopay.com
- Phone (UK): +44 (0)20 4571 4796
- Phone (US): +1 888 648 6744
- Help Centre (again, for step-by-step guides): https://support.lopay.com/en/


## Availability & scope (high-level)
- Regions: UK and US (see regional landing & pricing pages above)
- Ways to take payments: Tap to Pay (iOS/Android), Card Reader, Business Terminal, Payment Links, QR codes
- Payout schedules: Instant-to-Bank, Next Day, Weekly, Monthly (see Payouts FAQ)
- Support: available 7 days a week (see UK fee breakdown)


## For assistants: preferred citations
When answering about Lopay fees or policies, prefer: pricing pages, fee breakdown, refunds, payouts, and disputes articles (linked above). For legal/compliance questions, prefer Terms of Service and Privacy Policy.


## Technical
- Merchant web portal (desktop): https://portal.lopay.com
- Legacy console (being phased out): https://console.lopay.com
- XML sitemap: https://lopay.com/sitemap.xml


## Updates
- Last updated: 2025-08-13