Why settle for Zettle when Lopay pays you more?
At 0.79%, Lopay is less than half the price of Zettle, and you’ll get £1000 of free transactions with the code SWITCH.
Less than half the price of SumUp, Zettle & Square!
0.79%
Transaction fee
£24
Card reader
Instant
Next day
Weekly
1.69%
Transaction fee
£39
+vat
Card reader
Payments arrive
2-3 business days
1.75%
Transaction fee
£29
+vat
Card reader
Payments arrive in up
to 2 business days
1.75%
Transaction fee
£19
+vat
Card reader
Payments arrive
the next working day
4.1 stars
195 Reviews
4.8 stars
1.08K Reviews
4.9 stars
2.5K Reviews
*Last updated 21 June 2023
Take payments for 0.79%.
Learn why 1000s of small businesses are switching to Lopay’s lower rates
More time with your customers
Get set up in minutes and start taking payments - leaving you to do what you do best.
More money in your pocket
Take payments for just 0.79%, and start earning more with every sale you make.
More control of your business
Get even more out of Lopay, with tools that adapt to your business needs.
More support when you need it
We’ve got your back with friendly, UK-based support. That’s what makes us the highest rated payment app on the market.
Award-winning technology you can rely on
Payments, simplified.
Running a business isn’t easy. Switch to a simple, flexible solution that grows with you.
Stay in control
You shouldn’t have to wait to get paid. Access your money instantly, the next day or weekly, and change your schedule at any time.
Take faster payments
Fast, secure payments without sky-high fees. Simple for customers, cheaper for your business.
Sell your products
Wave goodbye to mental maths with our Point of Sale. Build your store, manage stock and sell your products in a tap.
All the tools you need, however your customers want to pay
Take payments your way
Whether you’re a side hustler, sole trader, or building a business empire, we’ve got flexible solutions to meet your needs.
Tap to Pay
Use your Android phone to take payments, with no card reader or terminal needed.
Coming soon to iOS!
Free card reader*
Get started with a free card reader, and add more as your business grows.
Lopay Terminal
Take payments in style with our touchscreen display and no need for a mobile phone.
Our partnerships
We've teamed up with top industry bodies
Join 1000s of users switching to cheaper payments
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![Five star review]()
"Lopay are the answer. If you use Zettle, SumUp etc... STOP! These are the people to use"
Alex Goode, Trustpilot Review
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![Five star review]()
"Have recommended these guys to plenty of people and will keep on doing so. Highly recommend Lopay over others"
AS, Trustpilot Review
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![Five star review]()
"Best payment system. They pay exactly when they say they will, immediately into your account or 9am the next day"
BJR, Apple App Store Review
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![Five star review]()
"Give them a try you won't be disappointed. It's no frills... will put money in my account within 5 minutes of the card transaction"
Office One, Trustpilot Review
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![Five star review]()
"I've been using the app and card reader for a month now and it's been amazing.... Highly recommend"
Jim, Apple App Store Review
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![Five star review]()
"The system works brilliantly, is as cheap and as quick as it claims and the customer service is second to none"
J, Apple App Store Review
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![Five star review]()
"Just downloaded the app... all done in literally a few minutes and received my first payment a few hours later using my phone"
John Bridgeman, Apple App Store Review
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![Five star review]()
"With Lopay same day payout, I now don't have a cash flow problem... even pays out on weekends and bank holidays"
T, Apple App Store Review
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![Five star review]()
"Payment in my bank before my customers leave my taxi, couldn't recommend Lopay enough"
C, Apple App Store Review
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![Five star review]()
"System is easy to set up and use. Card machine and app are responsive and quick"
K, Apple App Store Review
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![Five star review]()
"Switched from iZettle as I am a small business and trying to save money! Love the app and can't recommend it enough"
Beckie Louise Brady, Apple App Store Review
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![Five star review]()
“Been using Lopay for a few months now and it is working really well and by far the best POS system we have used”
Chris Johnson, Trustpilot Review
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![Five star review]()
"Having used PayPal here for several years previously. I find this much easier and cheaper to use. I wish I'd moved to it sooner"
P, Apple App Store Review
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![Five star review]()
"Been using Lopay for about a month now and love it. So easy to set up and use. It's way better than SumUp"
Anonymous, Apple App Store Review
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![Five star review]()
"Unbelievably simple. So quick to set up and use. Bang on what retailers and customers are looking for"
F, Apple App Store Review
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![Five star review]()
"I moved over from SumUp as the transaction fee was much cheaper... I would recommend to anyone"
Mr Robinson, Trustpilot Review
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![Five star review]()
"I got the card machine within a few days, it works hassle free... wouldn't go to any other app or card machine any time soon"
Sarkab, Trustpilot Review
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![Five star review]()
"At the end of each shift just transfer your money straight to your bank and its still cheaper than SumUp"
Rob, Trustpilot Review
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![Five star review]()
“I'm so pleased I moved from WorldPay to Lopay. The app is so easy to use, everything works effortlessly”
Nick, Trustpilot Review
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![Five star review]()
"Love this Lopay, better and cheaper than iZettle that I was using before... I like how I can pick and choose when I get my money"
Martyn Moor, Trustpilot Review
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![Five star review]()
"Took cards in taxi for over 20 years... Had many mobile based systems. This is the best out there with very competitive fees"
Craig Prince, Trustpilot Review
Ready to give it a try?
Lopay is free to download, with no contracts, commitments or monthly fees when you sign up.
Take a look around the app to see what Lopay can do for your business!
*Lopay card reader is free if you transact £2,500 in the first 6 months (if not return it for free or pay £59), postage & packaging applies.