Business owner presenting a card reader for a £100 contactless payment, with the lopay android and ios app open on a tablet.

The UK’s lowest cost, highest rated payment app.

Lopay gives you more control, more rewards, and instant access to the money you earn.

Less than half the price of SumUp, Zettle & Square.

Join Lopay for as little as 0.79% and enjoy award-winning technology for your business.

Boost your business with Lopay

Discover why 1000s of businesses are switching to Lopay and making us the highest rated payment app on Trustpilot, Apple Store and Google Play.

Customer making a contactless payment using Apple Pay on an iPhone for a purchase at an outdoor market stall, showcasing the ease of android and iphone ios tap to pay technology on Lopay with a displayed amount of £17.25, illustrating a smart, cashle

Fast and secure payments

Take payments with our Lopay Card Reader, Business Terminal or with Tap to Pay using just your phone. No matter how you want to take payments, we’ll keep your customers coming back for more.

iphone android display of Lopay ios payment app of a £54 payment made via card reader, indicating a transaction for taxi driver.

Take payments for just 0.79%

Start earning more with every sale you make. Save with the lowest fees on the market at 0.79% or upgrade to get instant access to your money.

Smartphone screen showing a £203.49 balance on Lopay app for ios and android from contactless payments, with a prompt to withdraw to a bank account.

Instant access to the money you earn

You shouldn’t have to wait to get paid. Instant, Next Day or Weekly, you decide. Our range of flexible payout schedules always keep you in control. Switch to a simple, flexible solution that grows with you.

Smartphone displaying lopay POS available on android and ios with items, aiding efficient inventory and sales tracking.

More than just payments

Whether you’re in the need for a Point of Sale, Team management, expense card or Reports, or just want to take payments, we’ve got a whole host of features to help your business grow.

Award-winning technology you can rely on

Logo of the UK Business Tech Awards, showcasing the innovation in the British technology sector winner Lopay.
2022 Payments Awards badge indicating Lopay android and ios app as shortlisted for excellence in payment solutions.
Award for Lopay best mobile payments android ios app of the year.
Award for Lopay payment processor of the year.
Award for Lopay payment technology of the year.
Award for Lopay best mobile payments android ios app of the year. Best Tech app recognition.
Award for Lopay 2022 Shortlisted Best Merchant Acquirer or Processor.
Award for Lopay fintech innovator android ios app of the year.
Award for Lopay most growth android ios app of the year.
Award for Lopay tech company android ios app of the year.

Choose your device

Simply choose how you want to take payment and we’ll help you get set up and taking payments in no time at all.

Logos for Google Pay, Apple Pay, Visa, Master card and Amex showing supported payment methods of Lopay.

Card Reader

Take payments wherever your business takes you with our compact card reader.

Tap to Pay

Take contactless payments with just your phone, with no extra hardware needed.

Business Terminal

WiFi enabled touchscreen device with all the features you need to take in person payments in style.

iphone android showing a completed Visa contactless payment via lopay android ios app with confirmation checkmark.

The Lopay Rewards Card

Once you’ve set up your Lopay account, you can get instant access to your money and earn rewards every time you spend with the Lopay Rewards Card. Sign up and start earning rewards today - add your card to your Apple Wallet and you won’t need to wait for a physical card.

  • Use your existing Lopay account to take payments via a card reader, Tap to Pay, or payment link.

  • Your money will be instantly available to spend on your Lopay Rewards Card.

  • We’ll reward you with fee-free processing every time you use your card. So spend £100, and you won’t pay fees on your next £25 of transactions.

Ready to give it a try?

Lopay is free to download, with no contracts, commitments or monthly fees when you sign up. Take a look around the app to see what Lopay can do for your business!