Lopay is the low rate payment app that gives you more
Download the app and start taking payments!
Less than half the price of SumUp and Zettle,
and you get a free card reader
0.79%
Transaction Fee
Free
Card reader
- Instant
- Next day
- Weekly
1.69%
Transaction Fee
Card reader
Payments arrive in up to 2 working days
1.75%
Transaction Fee
Payments arrive in up to 2 working days
1.75%
Transaction Fee
Card reader
Payments arrive in up to 3 working days
2.9%
Transaction Fee
£29
Card reader
+30p up to 5 working days
1.69%
Transaction Fee
Card reader
Payments arrive in up to 2 working days
1.75%
Transaction Fee
Card reader
Payments arrive in up to 2 working days
0.79%
Transaction Fee
Free
Card reader
- Instant
- Next day
- Weekly
1.75%
Transaction Fee
Card reader
Payments arrive in up to 3 working days
2.9%
Transaction Fee
£29
Card reader
+30p up to 5 working days
Disclaimer: Lopay 0.79% rate is for UK Visa & Mastercard payments on a Weekly payout schedule. There are additional fees of 0.49% for payment links and 0.25% (£0.03 minimum fee) for product sales via the ‘Shop’ screen in the app (after the 30-day free trial). Lopay card reader is free if you transact £2,500 in the first 6 months (if not return it for free or pay £49), postage & packaging applies. Competitor transaction fees as advertised on January 12th 2022.
No contract
No monthly fees
No hassle
Small businesses shouldn’t be hit with hidden charges. Which is why you’re in full control of when you get paid, and we’re up front about our fees.
Mobile or
card reader,
you choose
With Lopay, you only need your mobile to start taking payments. Want a card reader? We’ll give you one for free. Simply register on the app to order!
What our customers think...
TrustPilot
Lopay are the answer!
“If you use zettle, sumup etc…STOP! These are the people to use!”
Alex Goode
TrustPilot
The best I’ve had
“Kudos on not over charging. You guys are killing it and I wish you all the luck”
Phillip Rhodes
App Store
Best payment system
“Been using lopay for a few weeks now and it is the best payment system I’ve used.”
BJRsuperstar
TrustPilot
Better than Zettle and SumUp
“Got to be the best ‘in your bank’ card reader/payment app going.”
Darren Keegan
TrustPilot
Others can’t compete
“Great rates which others can’t compete with !! Updates which actually help and make the experience better.”
Andrew B
Play Store
Would highly recommend!
“Great app, simple to use and great customer support. Would highly recommend!”
Ben M
TrustPilot
It’s a no brainer
“This is the best company by far at the moment. It’s a no brainer, cheaper fees, simple set up and easy to use app.”
Richard O’Connor
Saving a tenner a day
“Reckon I’m saving a tenner a day since using lopay.”
@TuckerTaxi
TrustPilot
Best payment service in the UK
“Incredible customer service – 10/10 would recommend. Saved so much money switching over from sumup!!”
Stephen
TrustPilot
Without doubt, the best
“Easy to set up and it works so quick. would definitely recommend”
Tony A
TrustPilot
Lopay are the answer!
“If you use zettle, sumup etc…STOP! These are the people to use!”
Alex Goode
App Store
Best payment system
“Been using lopay for a few weeks now and it is the best payment system I’ve used.”
BJRsuperstar
Play Store
Highly recommend!
“Great app, simple to use and great customer support. Would highly recommend!”
Ben M
It’s the future
“Lopay it’s the future, I get paid weekly and pay .79% on the majority of transactions”
@leaveonleft
Fast, clear
reporting
on demand
Stay in control with our advanced reporting. See daily, weekly, and monthly totals at a glance, or export a report to add to your accounting software.
Instant payments
You’re in control
Need an early payday? Our instant payouts are truly instant, even on weekends and bank holidays.
Easy sign up
Helpful support
Download the Lopay app and get set up in minutes. Our UK-based support team are on hand via in-app chat, email or phone.
The latest Lopay news
Lopay’s industry partnerships
We’re all about supporting small businesses, so teaming up with the people that know them best seemed like a no-brainer. Which is why we’re partnering
Win £20k in free transactions!
If your New Year’s resolution is to save yourself money, you’ve come to the right place. And what’s more, you can help out some friends
A year of Lopay
We don’t like to blow our own trumpet too much, but as it’s Christmas we’ve rolled out the full brass band. Since launching in January
Our partnerships
We've teamed up with top industry bodies
